Rent Guarantee Insurance from €0
Why get an unpaid rent insurance?
An unpaid rent guarantee insurance allows you to :
Two Rent Guaratee insurances to secure your rents
Rent Default Insurance, also known as Rent Guarantee insurance, or GLI (Garantie Loyer Impayé), protects you from unpaid rent. With Unkle, property damage is covered by the landlord's guarantee and legal protection is included in all our insurance packages
Unkle Renter Guarantee
€0 for the landlordRent Guarantee Insurance (Landlord)
From 2% of the rentHow Unkle works
Choose
Choose the next renter by asking them to subscribe to Unkle
We can also put you in touch with verified and guaranteed renters who are looking in your area
Be secured
Your renter's file is analysed, verified and certified by Unkle
Share your lease information (date, rent amount...) with Unkle.
Be protected
As soon as the renter has paid, you will receive your guarantee documents.
Share your lease information (date, rent amount...) with Unkle.
You are ready to sign your lease in safety
How much is Unkle?
€72.00 per year
with Unkle
Who pays the Rent Guarantee Insurance?
The best support to get reimbursed in case of non-payment
With Unkle, you are relieved of the management of unpaid invoices
Files are validated before subscription, no surprises in the event of a claim.
- Refunds within 15 days in case of non-payment
- Accompaniment during the conciliation phase
- Management of the eviction procedure by Unkle
- €96,000 covered
- No deductible
- No waiting period
The process in case of unpaid rent
Most delinquencies are easily settled after a human exchange with the tenant. In all cases, Unkle will reimburse your unpaid rent within 15 days without deductible or waiting period. Our expert team will assist you throughout the entire unpaid rent procedure.
You you declare your unpaid rent on unkle.fr
Unkle reimburses you the unpaid rent amount.
You you send a formal notice (certified mail)
Our bailiffs serve a summons to pay to your tenant
Unkle takes the tenant to court
The hearing is held and the lease is terminated.
The tenant must have left the premises
Which tenant to accept with an unpaid rent insurance?
Our unpaid rent insurance offers make it possible to accept all types of tenant profiles. The GLI guarantee is not limited to permanent contracts!
It is not the status that matters to us but the ability of the tenant to pay the rent. We therefore open the door wide to fixed-term contracts, self-employed, freelancers, the unemployed (if they have any income) and other tenant profiles.
Verification of the tenant file before subscription to the unpaid rent insurance
Unkle systematically verifies and certifies your tenants' files before activating your unpaid rent guarantee or your tenant's unpaid rent insurance. This avoids any re-study of the tenant file to your disadvantage in case of unpaid rent, you will be refunded within 15 days no matter what happens.
What is the effort rate?
What maximum effort rate is accepted for the GLI?
How is the effort rate assessed?
What documents for the GLI insurance?
For each application, we ask for an exhaustive list of supporting documents to be provided.
Our platform adapts to each tenant and each situation. Here are the generic elements required to validate the tenant file:
• Identity document
• Proof of income
• Notice of assessment
• Proof of income supplement
A first, automated check
Our platform performs several actions autonomously:
• Verification of document compliance via our OCR (Optical Character Recognition) technology. • Scan and identification of key elements
• Study of the concordance with the information provided by the tenant
A second, human check
At the slightest alert, our operators are asked to carry out an in-depth analysis of the file in order to avoid the following common frauds:
• Document forgery
• Salary garnishment
• Incorrect income tax return
• Concealed judicial liquidation (for self-employed workers)
Is Unkle risk-free?
Unkle is guaranteed by Sada Assurances, a Rent default Insurance specialist (the first French portfolio of Landlord Rent Default Insurance before AXA).
Our insurer Sada Assurances is the French subsidiary of the DEVK Group, one of Europe's leading insurance companies with an A+ rating.
What are the advantages of Unkle?
Unkle allows the renter to convince a landlord that he is the best choice to rent their accomodation. Regardless of the renter's status, Unkle guarantees the rent and will reimburse the landlord in case of unpaid rent.
With Unkle, landlords are reimbursed for unpaid rent within a maximum of 15 days.
what is the price of unkle?
The price of Unkle is either solely the responsibility of the renter (Renter Guarantee) and starts at 2.8% of the renter's rent, or solely the responsibility of the landlord and starts at 2% of the rent (Landlord Rent Guarantee Insurance).
Unkle customers' reviews
Super concept de GLI qui rassure les propriétaires
j’ai été informé de l’existence de ce service par mon agent immobilier, cela allège les démarches et rassure les propriétaires.
Pourvu que cela se développe et dure dans le temps
Nancy
Je recommande Unkle !
Je suis très satisfaite des prestations proposées par Unkle. Leur garantie loyers impayés m’a permis, en moins de 2 heures, de choisir une locataire que je n’aurais pas pu prendre sans leur aide.
Lille, Marketing
Assurance loyer impayé locataire
je trouve que c‘est très appréciable que ce soit les locataires qui s’engage pour le respect du paiement de leur loyer
Marseille
L’assurance gli Unkle nous a permis de finaliser une location et nous ne pouvons que recommander cette société !
Lyon
Un bon exemple de professionnalisme. Je loue bien plus sereinement avec mon assurance GLI Unkle
Excellent
Audun-le-Roman
Mon locataire sortant me devait encore de l’argent. Unkle a pris immédiatement le relai
À recommander ++
Gonfaron